Pricing

Three-way reconciliation.
Compliance deliverables. Proof.
One platform. One price.

Monthly reconciliation, historical cleanup, CTAPP preparation, annual certification. Everything your State Bar requires, produced from the same dropzone, sealed with cryptographic proof.

Solo
$49/month

One trust account. Unlimited monthly reconciliations. Complete State Bar compliance deliverables and proof.

Unlimited monthly three-way reconciliation
All 6 State Bar compliance deliverables
30+ forensic diagnostics per sweep
Root-cause remediation with system-aware cure instructions
Cryptographic proof chain (SHA-256)
5-7 year compliance vault retention
State Bar audit-ready reports
Annual certification included
CTAPP-ready documentation
Start free · 3 reconciliations
No auto-bill · You choose when to subscribe
Most Popular
Firm
$149/month

Up to 5 trust accounts. Multiple users. Firm-wide compliance dashboard. For firms and CPAs managing multiple trusts.

Everything in Solo
Up to 5 trust accounts
Unlimited users across the firm
Firm-wide compliance dashboard
Multi-account annual certification
Historical cleanup and back-reconciliation
Role-based access and audit logging
Priority support
Start free · 3 reconciliations
No auto-bill · You choose when to subscribe
CPA & Multi-Client
Custom

For CPAs, bookkeepers, and compliance professionals managing IOLTA accounts across multiple firms. Volume pricing by account count.

Everything in Firm
Unlimited trust accounts
Multi-firm management dashboard
Bulk historical cleanup processing
CTAPP compliance review preparation toolkit
White-label compliance reports
Client-separated vault access
API access (coming soon)
Dedicated onboarding
Contact us
Volume pricing for 10+ accounts
How the free trial works

Create your account with a card on file. Run 3 full reconciliations at no charge — complete with all 6 deliverables, diagnostics, and cryptographic proof. You are never auto-billed. After your 3 free runs, you choose a plan or walk away. Your sealed compliance records from the trial remain accessible.

Beyond Monthly Reconciliation

Historical cleanup. CTAPP preparation.
The platform handles the hard cases too.

Historical Trust Account Cleanup

Months or years behind?
The platform catches you up.

Forensic cleanup firms charge $1,000 to $5,000 per month of back-reconciliation and take 2-4 weeks per engagement. IOLTA.ai processes historical periods with the same diagnostic depth as current-month runs. It traces every variance, sequences the remediation across periods, and seals each month into the compliance vault. Multi-year cleanup in minutes.

Backdated three-way reconciliation for every missed month
Cross-period remediation sequencing
Per-client ledger reconstruction from historical exports
Sealed compliance record for each historical period
Included in all plans. Drop historical files the same way you drop current files.
State Bar Compliance Review Preparation

Selected for CTAPP review?
Your records are already ready.

California selects up to 800 attorneys per year for mandatory CTAPP compliance reviews — at the attorney's expense, typically $5,000 to $25,000. The reviewing CPA examines monthly reconciliations, client ledger documentation, and trust account records. IOLTA.ai users produce every document the CPA needs from their compliance vault in seconds — with cryptographic proof of continuous compliance.

Complete reconciliation history, organized by month
Per-client ledger verification for every period
Cryptographic proof chain demonstrating continuous compliance
Audit-ready reports formatted for CPA review
Every reconciliation run on IOLTA.ai is automatically CTAPP-ready. No additional preparation needed.
The Math

What you pay now. What you could pay.

Cost Per Account (Monthly)
$800
$0 (DIY)$2,000+
What you pay per trust account for bookkeeper, CPA, or outsourced service
Trust Accounts
1
110
Most solo practitioners have 1. Small firms typically have 1-3.
What You Pay Now
$9,600/year
$800/mo
Someone else handles your trust data
Unknown AI exposure on every reconciliation
Editable PDF as your compliance proof
Year-end prep (your time or theirs)
No cryptographic verification
No long-term compliance vault
IOLTA.ai
$588/year
$49/mo · Solo plan · Year-end included
You control your trust data on your desk
Zero AI exposure. Processed and purged.
Tamper-evident cryptographic proof
Annual certification included at no extra cost
5-7 year compliance vault
100% domestic infrastructure
Annual Savings
$9,012
per year across 1 account
Cost Reduction
94%
less than current spend
Plus You Get
Cryptographic vault, instant auditor access, total control
Current cost estimate multiplies your per-account cost by the number of trust accounts. Year-end CPA engagement estimated at $1,000 per account for providers charging under $500/month (typically billed separately). IOLTA.ai pricing: $49/month for 1 account, $149/month for up to 5 accounts. Year-end annual certification included on all plans at no additional cost.
What matters
Manual / outsourced
IOLTA.ai
Three-way reconciliation
Manual or outsourced monthly
Automated. Seconds.
Forensic diagnostics
Not performed
30+ diagnostics per sweep
Root-cause remediation
Not provided
System-aware cure instructions
Historical cleanup
$1,000-$5,000/mo · Weeks
Same dropzone. Minutes.
CTAPP / audit preparation
$5,000-$25,000 CPA review
Vault-ready. Seconds.
Annual certification
Separate CPA engagement
Included. Automated.
Compliance proof
Editable PDF or spreadsheet
SHA-256 cryptographic proof chain
Record retention
Your problem (emails, folders)
5-7 year cryptographic vault
Auditor access
Dig through files, call CPA
Instant. Independently verifiable.
Time to complete
Days (waiting on someone)
Seconds
Credentials required
RDP / VPN / shared logins
None. Upload files only.
Infrastructure
Unknown / offshore
100% US-based

Common questions.

Who is IOLTA.ai for?

Anyone who manages the reconciliation and compliance of an IOLTA trust account — solo attorneys, paralegals, firm administrators, outside bookkeepers, or CPAs managing trust accounts for multiple firms. The platform doesn't care who drops the files. It produces the same compliance deliverables and proof records regardless.

Why do you need a card on file for the free trial?

To prevent abuse. Three free reconciliations per account is a real commitment from us. The card confirms one account per firm. You are never auto-billed. After your 3 free runs, nothing happens until you explicitly choose a plan.

What happens to my compliance records if I don't subscribe?

They stay. Any reconciliations you sealed during your trial remain in the compliance vault and remain independently verifiable. You can export them at any time. We do not hold your compliance history hostage.

Can I use IOLTA.ai to clean up months or years of missed reconciliations?

Yes. Drop your historical files the same way you drop current files. The platform processes every historical period with the same diagnostic depth — tracing variances, sequencing the remediation across periods, and sealing each month into the vault. Multi-year cleanup that would take a forensic accountant weeks, completed in minutes.

I was selected for a CTAPP compliance review. Can IOLTA.ai help?

Yes. If you've been running your reconciliations through IOLTA.ai, your compliance vault already contains every document the reviewing CPA will request — organized by month, complete with per-client verification, and backed by cryptographic proof. If you haven't started yet, you can process your historical periods now and have your records ready before the CPA engagement begins.

I'm a CPA managing trust accounts for multiple firms. Is there a plan for that?

Yes. The CPA & Multi-Client tier is designed for professionals managing IOLTA accounts across multiple firms. Volume pricing by account count, multi-firm management dashboard, client-separated vault access, and white-label compliance reports. Contact us for pricing.

Do I need to replace my trust accounting software?

No. IOLTA.ai works with your existing exports from Clio, QuickBooks, CosmoLex, PracticePanther, MyCase, Tabs3, PCLaw, LeanLaw, Rocket Matter, or plain Excel. You download your files the same way you do today and upload them to the dropzone. Nothing changes about your existing workflow.

How long does it take to get started?

Under two minutes. Create an account, upload three files, and your first reconciliation with all six deliverables is produced in seconds. No setup, no onboarding call, no implementation.

Is my trust data used to train AI models?

No. Your trust data is processed for your reconciliation and then purged from the processing layer. It is never used to train, fine-tune, or evaluate any AI model. This is enforced at the infrastructure level.

Can my CPA or State Bar examiner verify my records?

Yes. Every sealed reconciliation produces a tamper-evident attestation that is independently verifiable. Your CPA or examiner does not need an IOLTA.ai account. The verification is mathematical — it does not depend on trusting any party.

What if I want to cancel?

Cancel anytime. Month to month. No contract. No cancellation fee. Your sealed compliance records remain accessible and verifiable. You can export everything at any time.

Three free reconciliations.
No auto-bill. See it first.

Drop your bank statement, trust ledger, and client sub-ledgers. Get your complete three-way reconciliation, all 6 compliance deliverables, and cryptographic proof — in seconds. Then decide.

Start free · 3 reconciliations included
Card on file required · Never auto-billed · Sealed records stay yours$49/month solo · $149/month firm · Custom for CPAs · Cancel anytime